Bind cover on the shipment — not the cover note.
FDP Connect is marine cargo insurance software for insurers and brokers. It reconciles the sum insured against the shipment's own CIF, sets the ICC clause by the Incoterm, and keeps every open cover and declaration in one register — so you underwrite on the same verifiable trade record the exporter and negotiating bank already see, not a hand-typed PDF.
One cover note. Numbers you can't see. A clause set by hand.
Follow one CIF shipment to Korea across your book — the way marine cargo is underwritten today. Every declaration you bind on faith, and every gap you only meet at claim time. Scroll.
- FAXED
A cover note, not a shipment
The broker emails a cover note someone typed by hand. You bind on it — and you never see the commercial invoice, the CIF behind the sum insured, or the route the cargo actually takes.
You underwrite blind, and rate a premium on a base you can't check.
- UNDERINSURED
The gap you meet at claim time
The sum insured was never reconciled to the invoice. The value was under-declared to shave the premium — and you only learn it when the surveyor's report lands against a CIF that doesn't match the policy.
A loss you never priced for, and an average-clause dispute that drags on for months.
- MIS-CLAUSED
The clause set by guesswork
Someone keys ICC (B) where the Incoterm and the voyage called for (A) with War and SRCC — or attaches marine cover to a leg the seller never bore risk on. Every declaration is a fresh chance to fit the wrong cover to the wrong risk.
An uncovered peril you'll argue at claim, or premium quietly left on the table.
- LAPSED
The declaration that never came
A shipment sailed under an open cover that quietly expired — or against a declaration nobody ever filed. Your aggregate exposure drifts out of sight, one un-notified voyage at a time.
Silent accumulation on your book — invisible until it's a claim.
- RE-KEYED
Typed in twice, drifting apart
Your team re-types the vessel, the ports, the HSN and the values off the broker's PDF into your own system. Now there are two records of one shipment — and they already disagree.
Hours per declaration, and a policy that no longer matches the trade it insures.
- UNVERIFIABLE
A certificate that can't prove itself
The certificate of insurance, the CIF invoice and the bill of lading behind it land in an inbox no one can check in real time. The same cargo can be declared twice, to two markets, on two covers.
A forged value or a double-insured cargo slips onto your book undetected.
Every one of these traces back to the same thing — a record nobody could trust, and paper nobody could check. Here's the other way.
Your goal, delivered
The sum insured is reconciled against the shipment's own CIF — derived from the canonical invoice and freight totals, not the broker's PDF. A shortfall shows as a critical alert before cover is bound, with the 110%-of-CIF insurable-value base pre-set from the open cover's default margin. You rate the premium on a number you can actually see.
ICC (A), (B) or (C) plus War and SRCC add-ons are driven by the Incoterm and the voyage — mandatory for CIF/CIP, recommended for DAP/DPU/DDP, none where the buyer carries the risk. The right cover attaches to the right risk on every declaration, consistently, without a fresh manual decision each time.
Every open cover and its declarations live in one register with 30-day expiry alerts, so no voyage sails under a lapsed cover and no declaration goes un-notified. Per-declaration certificates of insurance are issued and linked straight to the shipment's document set — your aggregate exposure stays visible.
Declarations flow from the same chain-verifiable shipment the exporter and negotiating bank already work off — vessel, ports, HSN, route and CIF, not a re-keyed cover note. Identity tiering (DV → pLEI → OV → LEI) ranks the counterparty behind each risk, and selective disclosure means you see the coverage view without the buyer's commercial pricing.
Sign the certificate of insurance with DSC or Aadhaar eSign, and any bank, buyer or surveyor can confirm it — and the BL behind it — against the chain anchor on the public verify page with no login. A forged value or a cargo insured twice fails the check instead of slipping through.
Built around how you work
Sum-insured vs CIF reconciliation
Automatic under-insurance detection against the shipment's canonical CIF, with the insurable-value margin (default 110%) pre-set from the open cover — a gap becomes a critical alert before you bind, not an average-clause dispute at claim time.
Incoterm-driven clause automation
ICC (A)/(B)/(C) and War/SRCC add-ons set by the trade term and route — mandatory for CIF/CIP, recommended for DAP/DPU/DDP. The right cover fits the right risk every declaration, with no per-shipment guesswork.
Open-cover & declaration register
Every open cover and its declarations in one place, with 30-day validity alerts and per-declaration certificates issued and linked to the shipment. Aggregate exposure stays visible; no voyage sails uncovered or un-notified.
Verifiable, selectively-shared record
Underwrite on the same chain-verifiable shipment the exporter and bank see, with counterparty identity tiered DV → pLEI → OV → LEI. Certificates sign with DSC or Aadhaar eSign and verify against the chain with no login — selective disclosure keeps commercial pricing off your view.
- Marine Cargo Insurance — open covers & per-declaration workflow
- Per-declaration certificate of insurance, linked to the shipment document set
- Incoterm-driven ICC clause automation — (A), (B) and (C) by trade term
- ICC mandatory for CIF / CIP, recommended for DAP / DPU / DDP
- War & SRCC (Strikes, Riots & Civil Commotions) add-on flags
- Sum-insured vs CIF validation — under-insurance flagged before binding
- CIF derived from the shipment invoice + freight totals (not re-keyed)
- Insurable-value margin — per-open-cover default (110% of CIF)
- Open-cover validity tracking with 30-day expiry alerts
- Certificate signing — DSC (PAdES) or Aadhaar eSign / eHastakshar
- Trustless verification — certificate and BL against the chain, no login
- Selective-disclosure sharing — coverage view only, never buyer pricing
- Identity assurance tiering — DV → pLEI → OV → LEI
- Insurer-scoped Regulatory Watch — reviewed marine / cargo updates
- ECGC short-term export-credit guarantee — eligibility hint (on roadmap)
Underwrite on the record, not the cover note.
See sum-insured validation, Incoterm-driven clause automation and the open-cover register on a real CIF shipment in a 20-minute demo.
Free to start, no card · your first Certificate of Origin is on us · you approve every filing.
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